Flexible Pool Financing Built for Atlanta Homeowners
Your dream backyard shouldn't have to wait. Solid Rock partners with the nation's top pool lenders to make it happen on a payment plan that works for you.
The Pool of Your Dreams, Payments You Can Handle
Most homeowners finance their pool — and for good reason. The right loan means you start swimming sooner without draining your savings.
Preserve Your Savings
Keep your cash liquid for other priorities while building the backyard you've always wanted.
Start Sooner
Don't wait years to save up. Finance now and start enjoying your pool this season.
Flexible Terms
Monthly payment plans that fit your budget — from short-term to extended multi-year options.
Two Great Lenders. One Easy Process.
Lyon Financial
The Pool Financing Specialists
Lyon Financial has been dedicated exclusively to swimming pool and backyard financing since 1979. As the nation's leading pool lender, they offer competitive rates with loan amounts from $5,000 to $200,000.
- Loans from $5,000 to $200,000
- Fixed-rate financing available
- Terms up to 20 years
- No home equity required
- Fast approvals — often same day
- Financing for pools, spas & landscaping
HFS Financial
Home Improvement Loans Made Simple
HFS Financial specializes in unsecured home improvement loans, making it fast and easy to finance your pool or outdoor living project without using your home as collateral.
- Loans from $5,000 to $500,000
- No home equity or appraisal needed
- No prepayment penalties
- Terms up to 12 years
- Check your rate in minutes
- Covers pools, patios & landscaping
Solid Rock Pools & Spas is not a lender. Financing is provided by independent third-party lenders. Loan approval, rates, and terms are subject to lender requirements and applicant creditworthiness.
Get Financed in 3 Simple Steps
Choose a Lender
Click Apply Now on either partner above and complete their quick online application.
Get Approved
Most applicants receive a decision the same day — often within minutes.
Start Building
Once approved, contact Solid Rock to schedule your free consultation and begin design.
Financing Questions, Answered
Requirements vary by lender, but Lyon Financial and HFS generally work with a range of credit profiles. Both offer pre-qualification that won't impact your credit score, so you can check your options before committing.
Lyon Financial often provides same-day decisions. HFS Financial lets you check your rate in minutes online. Once approved, funds are typically available within a few business days.
Yes — both Lyon Financial and HFS allow you to include landscaping, patios, outdoor kitchens, and other backyard improvements in the same loan. One loan, one payment, full project.
No. Both of our lending partners offer unsecured loan options that don't require you to use your home as collateral, so you can apply without an appraisal or HELOC.
Lyon Financial offers loans from $5,000 to $200,000. HFS Financial offers up to $500,000. Most custom pool and landscape projects fall comfortably within these ranges.
Get Pre-Approved, Then Call Us
Apply with one of our lending partners first, then schedule your free consultation with Solid Rock. We'll design the perfect pool and backyard around your approved budget.